Fix and flip loans
Short-term financing to buy, renovate and resell an investment property.
Investors · Harmony Hard Money
Bridge loans in Las Vegas
Short-term financing that covers the purchase and the funds to revitalize it: a “bridge” between two sales.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
Who it’s for
Who uses a bridge loan
Bridge loans are a great short-term financing option for investors turning neglected properties into competitive real estate.
Investors buying distressed properties
Often outdated or distressed homes with room to add value.
Value-add projects
Transform a neglected structure into an attractive, competitive asset.
Investors between two sales
Short-term money until you sell or refinance.
Short timelines
Built for the time between buying and your exit, not for the long term.
How it works
Key features of a bridge loan
Bridge loans cover the property purchase and the funds you need to revitalize it. They’re part of Harmony Hard Money, our private money program for investors.
Purchase plus rehab
One loan for buying the property and the work it needs.
Interest-only structure
Typically interest-only, with the principal due as a balloon payment at the end.
No prepayment penalty
Refinance or sell the property when you’re ready.
Appraisals vary
We don’t require appraisals on bridge loans; rental loans do need one.
Before you decide
Talk it through with a pro
Bridge loans are a great short-term option, but many factors go into financing. Before you choose a loan type, it helps to talk it over.
What we’ll go over
- The property and what it needs
- Your plan for the renovation
- Your exit: sell, refinance or hold as a rental
- Whether a bridge, fix and flip or DSCR loan fits the deal best
Business purpose
- Bridge loans through Harmony Hard Money are business-purpose loans for real estate investors, from $75,000 to $10 million.
How Harmony helps
Four clear steps with one team
We map out the purchase, the rehab budget and the exit with you before anything is signed.
Initial goal analysis consultation
We go over your goals to understand your situation and what you need.
Solution preparation
We take what we learned and build out options for you: rates, closing costs and program structures.
Suggestion presentation
We walk you through what we found. If you like what we propose, we put your loan into process.
Execute
Our team guides you every step of the way to gather the documents and get you to closing.
Take the first step
Honesty, transparency, integrity, education and customer service in every step.
What is a bridge loan?
Short-term financing that covers a property purchase and the funds to revitalize it, acting as a bridge between two sales.
How is a bridge loan repaid?
Bridge loans are typically interest-only, with a principal balloon payment due at the end. Most investors repay by selling or refinancing the property.
Do you require an appraisal?
Appraisals vary with your financing needs. We don’t require them on bridge loans, but we do for rental loans.
Is there a prepayment penalty?
No. You can refinance or sell the property without a prepayment penalty.
Does the intro call cost anything?
No. There’s no obligation or cost for the intro call.
Let’s look at your deal
Answer four quick questions. Private / hard money is already filled in.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
See my options for this loan
(702) 934-9625
4300 West Tropicana Ave, Building A, Suites 110-132, Las Vegas, NV 89103
Page last reviewed 2026-11-11.