Bridge loans
Covers the purchase and the funds to revitalize it, between two sales.
Investors · Harmony Hard Money
Fix and flip loans in Las Vegas
The purchasing power to flip more deals: short-term financing to buy, renovate and resell a property with potential.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
Who it’s for
When a fix and flip loan is a great fit
For real estate investors who want to act quickly and turn a property with potential into a real gem.
You found a property to improve
The loan can fund remodeling, structural repairs and cosmetic upgrades.
You want a quick turnaround
Shorter repayment terms than a traditional mortgage, built around buy, renovate and resell.
You run multiple projects
Flexible eligibility helps investors take on several flips at once.
You’re in a competitive market
When properties sell quickly, financing fast is crucial.
Your cash is limited
Take part without tying up your own funds for long.
You’re building experience
Seasoned investors and newer ones gaining hands-on experience both use them.
How it works
Key features of a fix and flip loan
A fix and flip loan is a short-term bridge loan investors use to buy a property, renovate it and sell it for a profit. It’s offered through Harmony Hard Money, our private money program.
Property-value based
Based mainly on the property’s value, and often on its potential more than your credit history.
Eligible properties
Single family, mixed-use and multifamily homes that aren’t owner-occupied.
Loan amounts
From $75,000 to $10 million through Harmony Hard Money.
No rehab inspections
And no prepayment penalty when you sell early.
Plan your exit. Evaluate each project’s feasibility and the market before you buy. The property is the security for the loan, so always have a clear plan to sell or refinance.
How Harmony helps
Four clear steps with one team
We review the property, your renovation plan and your exit strategy, then structure the loan around the project.
Initial goal analysis consultation
We go over your goals to understand your situation and what you need.
Solution preparation
We take what we learned and build out options for you: rates, closing costs and program structures.
Suggestion presentation
We walk you through what we found. If you like what we propose, we put your loan into process.
Execute
Our team guides you every step of the way to gather the documents and get you to closing.
Take the first step
Honesty, transparency, integrity, education and customer service in every step.
From our team
From our team
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What is a fix and flip loan?
A short-term bridge loan investors use to buy a property, renovate it and sell it for a profit. It’s based mainly on the property’s value.
What properties are eligible?
Typically non-owner-occupied single family, mixed-use and multifamily properties.
Can I live in the home?
No. Fix and flip loans are for non-owner-occupied homes, as business-purpose loans for investors.
What can the loan cover?
The purchase plus renovation costs such as remodeling, structural repairs and cosmetic upgrades.
What if the project doesn’t sell?
The property is the security, so if you default the lender can take possession. Always have a real exit plan: sell, refinance or stabilize it as a rental.
Got a flip in mind?
Tell us about the deal. Private / hard money is already filled in.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
See my options for this loan
(702) 934-9625
4300 West Tropicana Ave, Building A, Suites 110-132, Las Vegas, NV 89103
Page last reviewed 2026-11-11.