DSCR loans
Qualify on the rental income the property makes, not your paycheck.
Investors
Investment property loans in Las Vegas
Rentals, vacation homes, flips and new builds, with the same personal attention we bring to every purchase.
Who it’s for
Ready to build wealth through real estate?
Investors usually care about speed, property cash flow, leverage and whether the deal makes sense. We match the loan to your strategy.
Rental property buyers
Long-term rentals and short-term rentals.
Second and vacation homes
A place for relaxing days, financed with the same care as a primary home.
Flippers and builders
Short-term and ground-up financing for projects.
Self-employed investors
Qualify on property income or bank statements instead of pay stubs.
Traditional financing
Investment and vacation home loans
Mortgage loan programs for vacation and investment homes, with longer and shorter fixed-rate terms.
Longer fixed-rate terms
Lock in a steady payment for the life of the loan.
Shorter fixed-rate terms
Pay it off sooner and pay less interest, which means more monthly income from the investment later.
Owner-occupied may be possible
Depending on how you’ll use the home, you may qualify for owner-occupied financing. Ask us.
Pre-qualify first
Great investment properties often sell fast. Being pre-qualified strengthens your offer.
Loan types
Investor loan options
Investor loans are judged differently from owner-occupied loans. Speed, flexibility, loan term, cash flow and your exit plan can matter more than the rate.
How Harmony helps
Four clear steps with one team
We start with your strategy and the property, then compare traditional and investor loans side by side.
Initial goal analysis consultation
We go over your goals to understand your situation and what you need.
Solution preparation
We take what we learned and build out options for you: rates, closing costs and program structures.
Suggestion presentation
We walk you through what we found. If you like what we propose, we put your loan into process.
Execute
Our team guides you every step of the way to gather the documents and get you to closing.
Take the first step
Honesty, transparency, integrity, education and customer service in every step.
From our team
Investor tips from our team
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What loan should a real estate investor consider?
It depends on the deal. Investors compare conventional investment property loans, DSCR loans, bridge loans, hard money, construction and fix and flip loans.
Can I get a loan for a vacation home?
Yes. We offer mortgage programs for vacation homes as well as investment properties.
Should I get pre-qualified before I make an offer?
Yes. Great investment properties are often bought quickly by buyers “in the know.” Pre-qualifying increases your bargaining power.
Can self-employed investors qualify?
Often, yes. DSCR loans look at the property’s rental income, and bank statement loans use your bank statements to show income.
What is Harmony Hard Money?
Our private money program for real estate investors: business-purpose loans for fix and flip, bridge, ground-up construction and DSCR rental projects. Learn more.
Let’s talk about your next property
Answer four quick questions. Investment property is already filled in.
See my options for this loan
(702) 934-9625
4300 West Tropicana Ave, Building A, Suites 110-132, Las Vegas, NV 89103
Page last reviewed 2026-11-11.