Fix and flip loans
Short-term financing to buy, renovate and resell an investment property.
Investors · Harmony Hard Money
Private and hard money loans in Las Vegas
Build your investment portfolio with a private money partner that understands your need for speed, flexibility and ease.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
Who it’s for
Built for real estate investors
Hard money is for investors, not standard home buyers. If the deal has upside and a clear exit, we want to hear about it.
Flips and value-add deals
Fix and flips, BRRRR plays and distressed properties.
Rentals
Rental property acquisitions and long-term DSCR financing.
New construction and land
Ground-up builds and land development.
Investors with a real exit
Flip, refinance or stabilize: a clear path to repay.
Options and solutions
What Harmony Hard Money offers
Gain access to the capital you need to move your project forward. Hard money loans lean on the property’s value as collateral, not only your financial situation.
Loan amounts
From $75,000 to $10 million.
1st lien position
Loans for non-owner-occupied properties.
2nd lien position
Business-purpose loans on all property types.
Fewer hoops
No rehab inspections and no prepayment penalty.
Loan types
Loan types
Harmony Hard Money covers four kinds of investor loans.
How it works
Five steps to funding
Gain access to the capital you need to move forward with your project.
Find
Find your investment property and submit the property information.
Apply
Narrow down loan options and apply online. Online upload is available.
Review
We review quickly and begin underwriting so we can quote loan terms.
Get funds
Once you accept the terms, we schedule the closing.
Start project
Once the loan is finalized, you can begin your project.
How Harmony helps
Four clear steps with one team
Before the five steps above, we start with your goals and the deal, so the loan fits the project.
Initial goal analysis consultation
We go over your goals to understand your situation and what you need.
Solution preparation
We take what we learned and build out options for you: rates, closing costs and program structures.
Suggestion presentation
We walk you through what we found. If you like what we propose, we put your loan into process.
Execute
Our team guides you every step of the way to gather the documents and get you to closing.
Take the first step
Honesty, transparency, integrity, education and customer service in every step.
From our team
Hard money, explained
Videos load from YouTube only when you press play.
What is hard money, and how does it help investors?
Hard money loans hinge on the value of the property used as collateral rather than only on your financial situation. They usually cost more than traditional loans, but investors use them for faster closings, flexible terms and the option to repay quickly.
What types of loans do you offer?
Short-term financing such as fix and flip loans, bridge loans, ground-up construction loans, and DSCR rental property loans.
Do you require appraisals?
It depends on your financing needs. We don’t require appraisals on bridge loans, but we do for rental loans.
Where in Nevada do you lend?
Across Nevada, including Las Vegas, Henderson, Reno, Sparks, Carson City, Elko and Pahrump.
What happens if I can’t pay the loan back?
The property is the security. If you default, the lender can take possession, so always have a real exit plan.
Tell us about your deal
Answer four quick questions. Private / hard money is already filled in.
Business-purpose loans for real estate investors only. Subject to approval and program guidelines.
See my options for this loan
(702) 934-9625
4300 West Tropicana Ave, Building A, Suites 110-132, Las Vegas, NV 89103
Page last reviewed 2026-11-11.